Designated Non-Financial
Businesses & Professions
AML/CFT Compliance Powered by CoreFi Sense
CoreFi Sense gives DNFBP businesses a complete, UAE-compliant AML/CFT platform — covering customer due diligence, sanctions and PEP screening, transaction monitoring, GoAML FIU reporting, and enterprise risk assessments in one integrated system.
5
DNFBP Categories Covered
GoAML
UAE FIU Integrated
EWRA
Risk-Based Approach
6+
Sanctions Lists Screened
Who This Is For
Built for Every
DNFBP Category
Under UAE AML/CFT legislation, Designated Non-Financial Businesses and Professions (DNFBPs) are subject to the same regulatory obligations as financial institutions — including KYC, transaction monitoring, sanctions screening, and GoAML FIU reporting. CoreFi Sense is built to meet these requirements across all DNFBP categories.
Real Estate Agents & Brokers
Buying, selling, and managing high-value real estate transactions requires CDD on clients, beneficial ownership verification, and STR reporting for suspicious cash or structured payments.
Dealers in Precious Metals & Stones
DPMS businesses transacting above AED 55,000 in cash are subject to full AML/CFT obligations including CDD, transaction monitoring, and GoAML reporting to the UAE FIU.
Legal & Accounting Professionals
Lawyers, notaries, and accountants acting on behalf of clients in financial or corporate transactions must apply risk-based CDD, maintain records, and file STRs where warranted.
Corporate Service Providers
CSPs forming companies or acting as nominee directors/shareholders are exposed to high ML/TF risk and must conduct thorough beneficial ownership checks and ongoing monitoring.
Trust & Company Service Providers
Entities that administer trusts or manage company structures for clients carry specific AML obligations around identifying settlors, trustees, beneficiaries, and ultimate beneficial owners.
Not sure which category applies?
Our compliance team can help you identify your DNFBP obligations and configure CoreFi Sense to match.
CoreFi Sense for DNFBPs
A standalone AML/CFT compliance platform covering the full regulatory lifecycle for DNFBP businesses — from customer onboarding and risk assessment to transaction monitoring, screening, and GoAML FIU reporting.
Customer Due Diligence (CDD)
Structured KYC and CDD workflows for onboarding and ongoing monitoring — with enhanced due diligence (EDD) triggers for high-risk customers or transactions.
Sanctions & PEP Screening
Real-time name screening against OFAC/SDN, UN Security Council, UK HM Treasury, EU Consolidated, IEMS (UAE), and PEP databases via Emlotech, Dow Jones, LexisNexis, WorldCheck, and C6.
Transaction Monitoring (TMS)
Rule-based monitoring engine to detect unusual transaction patterns, high-value cash activity, and structuring behaviour — generating alerts for compliance officer review.
GoAML — UAE FIU Integration
Direct integration with the UAE Financial Intelligence Unit for Suspicious Transaction Report (STR) and Suspicious Activity Report (SAR) submission from within the platform.
EWRA / Risk-Based Approach
Enterprise-Wide Risk Assessment (EWRA) framework with customer risk scoring, risk appetite configuration, and ongoing risk-based monitoring aligned to UAE regulatory expectations.
Case Management & Audit Trail
Full investigation workflow from alert to closed case — with documented decision trails, SAR filing history, BI dashboards, and complete records for regulatory examination.
Screening Data Providers
Industry Challenges
We Understand Your Business
Understanding DNFBP Obligations
Navigating which AML/CFT obligations apply to your specific DNFBP category and transaction thresholds under UAE Ministry of Economy guidelines.
Customer Due Diligence at Scale
Conducting consistent KYC and CDD processes for high-value transactions and maintaining ongoing customer relationship monitoring without slowing operations.
Beneficial Ownership Identification
Identifying and verifying the ultimate beneficial owners (UBOs) of corporate clients, trusts, and complex ownership structures.
STR Filing to UAE FIU
Identifying, escalating, and submitting Suspicious Transaction Reports accurately and on time to the UAE Financial Intelligence Unit via GoAML.
Sanctions & PEP Exposure
Screening all clients and counterparties against UAE-mandated and international sanctions lists, and identifying Politically Exposed Persons.
Record Keeping & Audit Readiness
Maintaining five-year transaction and customer records in a structured, auditable format ready for regulatory examination at any time.
Regulatory Coverage
UAE AML/CFT Compliant
CoreFi Sense is configured for UAE regulatory requirements for DNFBPs — from the Ministry of Economy AML/CFT guidelines to GoAML FIU reporting and multi-list sanctions screening obligations.
GoAML — UAE FIU Direct Integration
File Suspicious Transaction Reports (STRs) and Suspicious Activity Reports (SARs) directly to the UAE Financial Intelligence Unit from within CoreFi Sense.
Multi-List Sanctions Screening
Automated real-time screening against OFAC/SDN, UN Security Council, UK HM Treasury, EU Consolidated, and UAE IEMS lists — for every customer and transaction.
EWRA & Risk-Based Approach
Enterprise-Wide Risk Assessment aligned to UAE regulatory expectations — with customer risk scoring, EDD triggers, and configurable risk appetite settings.
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